Mortgage Holidays – A helping hand from Lenders

Mortgage Holidays – A helping hand from Lenders

Mortgage Holidays – A helping hand from Lenders Coronavirus has shaken up daily life for everyone, including impacts on the ability of many people to work and earn their usual income. Given the nationwide impact of the lockdown rules the Financial Conduct...
Secured Lending – How can I protect my loan?

Secured Lending – How can I protect my loan?

Secured Lending – How can I protect my loan? When lending money to a third party it is common practice for a lender to secure their loan against assets of the borrower. A common example of this is securing money against a property by means of a mortgage. But...
Regulatory References – what do you need to know?

Regulatory References – what do you need to know?

Regulatory References – what do you need to know? FREE IR35 events - Sign up now With effect from 9 December 2019, the requirements to provide regulatory references is expanding.  So, what do you need to know? Regulatory references have been part of the legal...
The End of LIBOR – What to expect?

The End of LIBOR – What to expect?

The End of LIBOR – What to expect? The globally recognised and crucial London Interbank Offered Rate (LIBOR) is understood to be the benchmark interest rate for a reported US $300 trillion worth of financial contracts worldwide, including around $30 trillion...
New FCA Guidance on Cryptoassets

New FCA Guidance on Cryptoassets

New FCA Guidance on Cryptoassets Cryptoassets such as Bitcoin and Litecoin have been on the radar of the Financial Conduct Authority (FCA) for some time. The FCA has urged consumers to be cautious and has recently published useful guidance on cryptoassets and...
Economic duress and bad faith

Economic duress and bad faith

Economic duress and bad faith Businesses may avoid a contract on grounds of economic duress, but there has been legal uncertainty as to the circumstances in which a contract will be held to have resulted from a threat of a lawful act or omission.  So in what...