Banking & Finance

Our Banking team comprises specialist spanning our commercial law, corporate law and property law teams.

We have an experienced legal team to draw upon, with a strong reputation for offering specialist legal advice on banking matters. We advise on a number of different types of banking services, including:

    Leveraged Finance

    Providing the finance used for corporate led mergers and acquisitions, sponsor- led leverage buyouts, and business or product line build outs and expansions.

    Acquisition Lending

    Providing the finance to purchase an asset or a company.  

    Real Estate Lending

    Providing the finance to be secured against a property.

    Mezzanine Finance

    Providing the finance to raise funds for specific projects or to aid with an acquisition through a hybrid of both debt and equity financing.

    Asset Based Lending

    Providing the finance to loan money that is secured by collateral. Asset- based loans or lines of credit can be secured by inventory, accounts receivable, equipment or property owned by a borrower.

    Syndicated Loan Agreements
    • Providing the finance by multiple lenders to lend a proportion of a borrower’s loan through separate commitments.
    Bilateral Loan Agreements

    Providing the finance between a borrower and a single lender, with the ability for a borrower to have two or more bilateral loan agreements in place with different lenders.

    We negotiate and advise on all types of facility and loan agreements and the security options available to lenders and borrowers. These security options include legal charges, debentures, charges over intellectual property rights and charges over shares amongst others.

    Our banking reputation and skillset has seen our appointment to a number of banking panels, including those of Metro Bank plc, National Westminster Bank plc & Svenska Handelsbanken AB.


    Recent Banking Projects include:

    • Advising Amazon Filters, Europe’s leading manufacturer of bespoke filtration technology on a LMA based revolving facility and term loan facility to facilitate the exit of its incumbent private equity partner;
    • Advising The Exclusive Group, a boutique hotel group, on a multi-million re finance of Allied Irish Bank with National Westminster Bank Plc. The transaction involved a complex redemption procedure with AIB and extensive due diligence on the Group’s property portfolio;
    • Advising overseas investor on a c. £20 million credit line; and
    • Advising BGF on its £8 million investment in Operational Solutions Limited, a leading counter-drone technologies business. This Deal won Deal of the Year (sub £20 million) at the Thames Valley Dealmaking Awards 2022.

    Quick links

    Sign up

    Enter your email address for legal updates on Corporate and Commercial law.

    Please see our privacy policy regarding use of your data.

    Contact us

    Request a video call, phone call or a meeting in person with one of our team...

      The reCAPTCHA verification period has expired. Please reload the page.


      Banking and Finance Team

      • All departments
      • Agricultural Law
      • Brexit
      • Careers
      • Co Co - Employee Share Schemes
      • Co Co - Recovery & Insolvency
      • Co Co - Restructuring
      • Co Co Corporate Governance
      • Co Co Corporate lending
      • Co Co Financial Services
      • Co Co Franchising
      • Co Co GDPR
      • Co Co in-house legal support
      • Co Co International Contracts
      • Co Co M&A's
      • Co Co MBOs & MBIs
      • Co Co Partnership and LLPs
      • Co Co Regulatory, Compliance & Competition
      • Co Co Shareholders Agreements
      • Co Co Terms and Conditions
      • Co Co- Intellectual Property
      • CoCo - Banking and Finance
      • CoCo - New Businsess
      • CoCo Competition Law
      • CoCo Consumer Law
      • CoCo Data Protection - Marketing
      • CoCo Data, IT & Technology
      • Commercial Law
      • Commercial Property
      • Construction
      • Corporate & Commercial
      • Corporate Law
      • Debt Recovery
      • Dispute Resolution
      • Disputes - Business
      • Disputes - Declarations of trust
      • Disputes - Probate and inheritance
      • Disputes - Professional negligence
      • Disputes - Restrictive Covenants
      • Disputes - Shareholders & Partnership
      • Disputes - Tenants in Residential Property
      • Disputes - Wills, trusts & probate disputes
      • Disputes and Small Claims
      • Disputes Construction
      • Disputes with Co-owners
      • Divorce
      • Employee - Termination
      • Employer - Termination
      • Employment
      • Employment - Business protection
      • Employment - Collective consultations
      • Employment - Contracts, services, consultancy
      • Employment - Employee benefits
      • Employment - Employee Procedures
      • Employment - Equality, discrimination and harassment
      • Employment - Family Friendly Rights
      • Employment - GDPR and Data Protection
      • Employment - Post employment obligations
      • Employment - Redundancy & Reorganisation
      • Employment - Settlement Agreements
      • Employment - Tribunal Claims
      • Employment - TUPE
      • Employment - Wages, holiday and sick pay
      • Employment - Workers rights
      • Employment Tribunal claims
      • Estate Administration
      • Expat Legal Services
      • Family Law
      • Financial Services
      • GDPR
      • Help to Buy
      • Immigration law
      • International Legal Services
      • Key Property Contacts
      • Land and Property Disputes
      • Land, development and construction
      • Lasting Powers of Attorney
      • Leasehold
      • Licensing Law
      • Money, Tax and Inheritance
      • New Build Conveyancing
      • Private Wealth and Inheritance
      • Professional Negligence
      • Property Finance
      • Property Law
      • Residential Property
      • Residential Property - Completions
      • Residential Property - Shared Ownership
      • Trainee Solicitor
      • Wills, Trusts & Probate

      Latest News & Insights

      Award winning legal advice

      Herrington Carmichael offers legal advice to UK and International businesses as well as individuals and families. Rated as a ‘Leading Firm 2024’ by the legal directory Legal 500 and listed in The Times ‘Best Law Firms 2023 & 2024’. Herrington Carmichael has offices in London, Farnborough, Reading, and Ascot.

      +44 (0)1276 686 222


      Brennan House, Farnborough Aerospace Centre Business Park, Farnborough, GU14 6XR

      Reading (Appointment only)
      The Abbey, Abbey Gardens, Abbey Street, Reading RG1 3BA

      Ascot (Appointment only)
      102, Berkshire House, 39-51 High Street, Ascot, Berkshire SL5 7HY

      London (Appointment only)
      60 St Martins Lane, Covent Garden, London WC2N 4JS

      Privacy Policy   |   Legal Notices, T&Cs, Complaints Resolution   |   Cookies  |   Client Feedback   |  Diversity Data



      Our Services

      Corporate Lawyers
      Commercial Lawyers
      Commercial Property Lawyers
      Conveyancing Solicitors
      Dispute Resolution Lawyers
      Divorce & Family Lawyers
      Employment Lawyers
      Immigration Law Services
      Private Wealth & Inheritance Lawyers
      Startups & New Business Lawyers

      Pay Online >

      Please be aware that we have no plans to change our bank details. If you receive any indication that any of our bank details have changed please contact us before sending us any funds. We take no responsibility for monies you transfer into the wrong bank account.

      © 2023 Herrington Carmichael LLP. Registered in England and Wales company number OC322293.

      Herrington Carmichael LLP is authorised and regulated by the Solicitors Regulation Authority with registration number 446245.