Shared Ownership

Our Property Law specialists are recognised by many Housing Associations for our experience dealing with shared ownership purchases. 

Shared ownership properties are usually more time-consuming than normal sale and purchases as the titles tend to be more complex and there are multiple parties who have to be involved including the Housing Association and their Solicitors, Management Companies and their Solicitors, freeholders and lenders. Therefore it is important to use Solicitors who are experienced and confident in dealing with these transactions.

We can:

  • Deal with Housing Associations consent / approval and sale procedures
  • Review complex titles with various Leasehold titles and Leases
  • Raise complex legal enquiries
  • Obtain and review Leasehold pack from the Housing Association
  • Deal with Interim and Final Staircasing Transactions which involves non-standard stamp duty calculations, mortgage company legal work and complex registrations

What is Shared Ownership?
A shared ownership scheme is when you choose to purchase a certain percentage of the value of the property, for example 50%. The remaining percentage is owned by a Landlord, normally a Housing Association. If you were to purchase 50% of the value of the property, you would then pay rent on the remaining 50%. This method of buying a property lowers the mortgage you require, and is not the same as the Help to Buy scheme.

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