Mortgage Holidays

Mortgage Holidays

Mortgage Holidays In these unprecedented times both mortgage lenders and borrowers are encountering new situations and potential challenges to their usual mortgage arrangements. Here we seek to clarify the current position for those with a mortgage secured against...
Security of tenure and the Landlord and Tenant Act 1954

Security of tenure and the Landlord and Tenant Act 1954

Security of tenure and the Landlord and Tenant Act 1954 In the case of business tenancies, both landlords and tenants need to be aware of security of tenure. Security of tenure is a statutory right, allowing a tenant to renew its tenancy at the end of the contractual...
Secured Lending – How can I protect my loan?

Secured Lending – How can I protect my loan?

Secured Lending – How can I protect my loan? When lending money to a third party it is common practice for a lender to secure their loan against assets of the borrower. A common example of this is securing money against a property by means of a mortgage. But...
Preventing Property Fraud

Preventing Property Fraud

Preventing Property Fraud   For most people the property you own will be your most valuable asset. This in turn makes property at risk of fraudulent activity owing to the value that is attributed to bricks and mortar. Those most at risk from property fraud are...
What is Collective Enfranchisement? A Guide for Leaseholders

What is Collective Enfranchisement? A Guide for Leaseholders

What is Collective Enfranchisement? A Guide for Leaseholders You may have heard of collective enfranchisement in relation to residential flats, but what does it mean, and how do you know if you can use the right? The following is a brief summary to this area of law...
What is a title indemnity policy?

What is a title indemnity policy?

What is a title indemnity policy? The title of a property will usually be investigated when the property is either being sold or leased out. The buyer or prospective tenant under a lease will want to establish whether the seller is legally able to transfer the title...