Debt Recovery

This type of work generally falls into two distinct areas:

1.  Disputed debts - If it is a business matter it can be due to e.g. allegations that the goods or services have not been supplied on time or to specification etc. These are dealt with as a Business and Contract dispute. Claims of less than £10,000 which are defended will be dealt with in the Small Claims Court jurisdiction. For further information click here.        

2.  Undefended debts - where you are either receiving (a) promises of payment shortly but no actual money is materialising or (b) complete silence. It also covers situations where you have secured a judgment, perhaps through the small claims court but that judgment has not been paid and you are not sure how to go about  enforcing it.

Our Debt Recovery team deals with the undefended debt on a fixed fee basis.

The most important issue for you to consider before instructing us is - does the debtor have the means to pay the debt? Getting a judgment is the first stage and normally the easy bit - getting paid the money is the primary goal.

The Court requires a letter to be sent to the debtor specifying certain things and confirming that if the debt has not been paid within 14 days Court proceedings will be issued. Our charge for checking your paperwork and sending that letter is £35 plus vat. If your debtor pays on receipt of that letter, the £35 plus vat is the sum you pay us. For further information click here.

If we issue proceedings on your behalf, the Court allows a sum - called fixed costs - to be added to the claim form. The Court also charges an issue fee which again you are allowed to add to the debt.

For example: on a debt of £12,000.00 the Court issue fee is £600.00 and the fixed costs are £100.00. The Claim will therefore be £12,700.00.

If a claim is defended the case is transferred from our Debt Recovery team to our Dispute Resolution solicitors and work is charged for at their hourly rates plus vat.

If you would like to instruct us to act for you in recovering payment of the debt then please click below to fill out our simple form. This form allows you to provide us with the information we require to start recovery on your behalf.

Once your form has been uploaded it will be submitted to our Debt Recovery team and, once approved, they will be in touch with you to provide you with details of our terms of business and start work.

Click here to fill out our Debt Recovery Form

Click here to view Debt Recovery FAQ's

Click here to view fact sheet on Enforcement